tag:blogger.com,1999:blog-35280181092853031112011-11-27T16:27:44.111-08:00A single girl just trying to save a buckJennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.comBlogger381100tag:blogger.com,1999:blog-3528018109285303111.post-34016842243134212462011-05-12T09:52:00.000-07:002011-05-13T13:31:19.055-07:00

Perhaps you’re by yourself the very first time. Maybe you've experimented with developing a budget but failed. Or else you have just never contemplated much about viewing your spending habits before. It doesn't matter what your life-situation is right now, having a household budget could seem intimidating. However,basic finances are actually not difficult! Whenever your understanding of

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-73204330291214949992011-05-08T19:14:00.000-07:002011-05-08T19:20:29.093-07:00

Truly being debt free can seem like an unrealistic concept for many of people. The normal American presently spends a great deal more than they earn and can barely keep up financially. To become free from debt is certainly not hopeless, regardless of what people may assume right now! Keep reading to learn several money tips that each and every female needs to fully understand, even if she hates

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-81942325446280264152009-05-15T09:32:00.000-07:002010-10-08T12:19:10.743-07:00

I'm moving to:http://thejennypincher.comPlease come visit me!! Updates to the site will be coming soon :)

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-10575208774262374472009-05-10T15:47:00.000-07:002009-05-10T15:50:50.910-07:00

Organized Home offers some great printable forms to help organize your life. I'm a big fan of planning ahead and highly suggest trying this, especially for meals.I save so much time and money planning ahead for what I am going to eat. It stops me from running through the drive through on a night when I'm just too tired to cook.I also organize my shopping trips and have coupons in hand before I

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-24287391848171825242009-05-10T15:31:00.001-07:002009-05-10T15:47:22.101-07:00

Ok I know its Sunday night but I always think ahead! If you have not visited orgjunkie.com I highly recommend it. Menu Plan Monday is just how it sounds, you plan your meals for the week! Her site links to 300 other blogs who also plan their meals, great place for ideas!Here is a template to help you plan you meals!!! I'm doing this for 2 reasons, 1. because I love to plan and 2. because I need

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com2tag:blogger.com,1999:blog-3528018109285303111.post-31736893984815949162009-05-10T14:17:00.000-07:002009-05-10T15:47:33.784-07:00

Gardening is one of my favorite summer hobbies. I've always loved gardening, even as a kid. I love it more now because I can grow my own food. Not only does this save me money, its a lot of fun too!!I have a 10x10 plot at the community garden in our neighborhood. It costs $20 to rent it for the year (well worth it to me).This year i have tomatoes, zucchini, squash, onions, hot peppers and 1

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-14497815596238477282009-05-10T14:07:00.000-07:002009-05-10T14:17:32.712-07:00

I'm a little late in posting this but I did pretty good at the last Kmart doubles, they doubled up to $4!!! Thats right! A $4 coupon became $8!!! I was in heaven!I got:Total before coupons $233.xx. After coupons $25.17.5- 12 pks mt dew5- bags yesterdays news cat litter2- 12 pks of cottonelle4- olay body wash3- dove heat therapy spray2-phisoderm face wash2-vaseline lotion5-clairol hair color6-

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-513049244789942852009-05-05T08:30:00.001-07:002009-05-05T08:31:36.317-07:00

Free KFC 2 pc meal with sides!Wanted to pass this coupon along, it won't last long. Here are the detailsCoupon available for printing from 9am CDT 5/5/09 to 9:59pm CDT 5/6/09. Coupon is redeemable at participating KFC® locations in the U.S. from 5/5/09 to 5/19/09, excluding 5/10/09.You get:2 pcs Grilled Chicken2 sides1 biscuitgreat free meal!

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-38445175235737821192009-03-02T20:37:00.000-08:002009-03-02T20:42:45.821-08:00

My first feature, I couldn't be happier! If you haven't visted the St. Louis Beacon, check them out! You can also find them on twitter www.twitter.com/stlbeaconHere is the link to the podcastThanks to Brent Jones, Presentation Editor at the Beacon!!

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-57488756217085065412009-02-19T16:25:00.000-08:002009-02-19T16:35:37.505-08:00

This is the phrase that is going to get you in trouble.I have found in my experience teaching budgeting and also doing one on one budget counseling that people who say this the most during our conversations have the most trouble.I had a situation where I was doing one on one counseling with a couple. I was going through the budget with this couple and they were really struggling. When we got done

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com1tag:blogger.com,1999:blog-3528018109285303111.post-55074815158688157612009-02-14T09:00:00.001-08:002009-02-14T09:09:42.297-08:00

I know a lot of you are losing jobs these days, myself included. I have went through two job losses. In a row. In 2 years. So I guess that would make me at least somewhat qualified to talk about how to make it when times are tough!If your over the shock of the situation and you've moved into action mode - trying to decide what to do about your income situation (unemployment just doesn't go that

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-54851516125113956702009-02-13T22:41:00.000-08:002009-02-13T22:46:36.966-08:00

I made up a budgeting class about 3 years ago and presented it to the local community college as a continuing education class. I had no idea if the school would be interested in it. After a few phone calls, I got to the right person, she paused after I asked and then said "yes, we're interested".So three years later I'm still teaching my same class. Its called "Basics of Budgeting". I teach my

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-4207108394925358462008-12-01T10:22:00.001-08:002008-12-01T10:30:44.553-08:00

But alas, I am not!!!! I just love it and I keep going. Riding it out b/c I know this will not last forever!!!!So I went to two different Kmart's yesterday - One in O'Fallon (not a very nice Kmart - older, dark and dirty, they rarely restock the shelves) and another one in Ballwin, like night and day - clean, bright and fully stocked!!!!Here are my tripsTrip 1 &2 ( did 2 different transactions)1-

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-13210456204714500672008-11-22T16:57:00.000-08:002008-11-22T17:04:53.048-08:00

Ok so today was probably my best day at WAGS (Walgreens for those not familiar with the slang). I spent 8.76 oop (out of pocket) and saved $180.05!!!! I got the following:11 Revlon Eyeliner3 Revlon Lipgloss2 Revlon Eyeshadow1 Suave Hairspray3 Suave Mousse2 Bic Razors6 Bic refillsHow did I do this you might ask??? Well Let me tell you....First I had a 15% off coupon for WAGS Friends and Family -

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-9327716060157411312008-11-22T16:39:00.000-08:002008-11-22T16:56:40.504-08:00

WOW is all I can say. This is some of my haul from Kmart Double coupon days. I can't tell you how addicted I have become to Kmart double coupon days. Kmart has been offering a promotion since the beginning of October where they are doubling manufacturer coupons up to $2. So a $2 coupon becomes a $4 coupon, a $1 coupon becomes a $2 coupon and so on. Anything over $2 is not doubled, so a $3 coupon

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-31762480616320027362008-09-29T20:15:00.000-07:002008-09-29T20:20:18.642-07:00

I stare at it. I want everything in this book every time it comes out. I love how these women look. I want to look that way and I picture myself walking out the door looking so fresh and perfect and wonderful. Oh I just can't stand it! I want it all!It drives me nuts this makeup is so expensive. I know I could become a MK rep and get 50% off. I tried that. You have to place such a big order it

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com1tag:blogger.com,1999:blog-3528018109285303111.post-7380377403699664142008-08-03T14:10:00.001-07:002008-08-03T14:32:55.453-07:00

I was lucky enough to get included in a book review program sponsored by The Catholic Company . I heard about the book review program on The Catholic Moments podcast hosted by Lisa Hende. Catholic Moments is a talk show that is a part of the SQPN network. I listen to almost all of the podcasts put out by SQPN and love them all!I was excited to receive my first book "A Pocket Guide to the Bible"

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-71735705942172734752008-08-01T15:48:00.001-07:002008-08-01T15:57:52.875-07:00

Don't worry, I won't be recording my daily troubles with cutting back on my spending. But I did want to write about my first day because it was......well....harder than I thought it would be.The first thing I did wrong today was I did not plan for my day. I'm in the car a lot for my job so sometimes I stop at the gas station to get a little snack or treat. I told myself I would not do this

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-49495543794692891352008-07-31T20:00:00.000-07:002008-07-31T20:14:21.766-07:00

I was lucky enough to find a blog recently called SmallNotebook where the author wrote about a "no spend month". The author and her family chose only to spend $250 for the month of July. Read about it in her blog, its a great story!This blog 1. got me thinking and 2. inspired me. I have been wanting so badly to pay off my car. I keep wanting a 'quick fix' where I come into..oh I don't know lets

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-76309320920172743792008-06-15T08:27:00.000-07:002008-06-15T08:29:57.973-07:00

I'm going through some changes around here, trying to decide what/who I want to be when I grow up. I'm having a hard time finding my niche in life or the place I need to be.I'm trying to decide what my next step will be. It's really scary but exciting at the same time. Somehow I have developed this fearless attitude that is so unlike me. I guess you just get to a point where you get so beyond

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com3tag:blogger.com,1999:blog-3528018109285303111.post-79286344609930583712008-06-10T19:20:00.000-07:002008-06-10T19:27:09.136-07:00

I absolutely love working out. Its one of my favorite things to do in life. I have never really been someone who hated exercise, I have always known my body needs to move. Lately, I hate it when I don' t exercise because my body gets stiff and sore from lack of movement.I have been sick for over a week and today was the first day I got back to the gym. Lifting weights is one of my favorite forms

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-8117381986704984912008-06-08T11:14:00.000-07:002008-06-08T11:44:56.280-07:00

Its a hot day today, 90+ degrees in St. Louis. Normally, I would be outside sitting by the pool, basking in the sun. But I was outside a little to long yesterday and I'm a little red and peeling (yes I used sunscreen!). So I thought it would be better if I stayed inside today.Earlier I did a 20 minute yoga session from my ipod, that was great considering I have been sick for the last week and my

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-507853955314670832008-06-07T08:56:00.001-07:002008-12-09T19:05:49.547-08:00

I snapped this picture of my cat, Toby, yesterday. Just had to share, too cute!!!

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-21969652930698958162008-06-07T08:26:00.000-07:002008-06-07T08:38:19.572-07:00

This is my new favorite recipe this summer. I can't get enough of it! The recipe is simple and inexpensive, but it looks like you really went to a lot of work to prepare it! It is not my recipe, I don't even want to pretend that it is, I got the recipe when I took the class on herbs and I have made this every week since!Quick Foccacia Bread2 cups baking mix (biscuit mix)2 tsp minced sage (or

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-21159755954711122942008-06-06T14:17:00.000-07:002008-06-06T14:38:15.990-07:00

I am reading the book called "Animal,Vegetable, Miracle" by Barbara Kingsolver. I found this book at the airport while I had a 2 hour wait for my flight. I love this book. I love it so much I am only reading a little at a time, almost as if I can savor the book and make it last longer by only reading little bits here and there.I love this book because it is so thought provoking-- the main premise

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-26965614458898651832008-05-21T19:10:00.000-07:002008-05-21T19:11:19.723-07:00

www.twitter.com/jenkerr1Recently discovered and love it!

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com1tag:blogger.com,1999:blog-3528018109285303111.post-2194608243186935812008-05-18T18:51:00.001-07:002008-05-18T19:05:46.686-07:00

I love herbs!!!! This spring, growing herbs has become a mini obsession for me. I took a class from our local extension office called "Introduction to Herbs". I loved it! I had never thought of all the things that could be done with herbs. I learned all about new recipes, natural homemade recipes, tips for storing herbs for the winter and so much more!!!Not only are herbs fun to grow and use,

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-58680167425802737062008-04-27T15:23:00.000-07:002008-04-27T15:40:47.434-07:00

It has been awhile since I have sat down and posted anything, almost 3 months now I noticed. I have been meaning to get on here but something keeps getting in the way. I ran across a funny blog from Greg Willits at Rosary Army where he talked about 7 weird things about himself. I decided this could be fun... so here ya go1. Things I wish that could be banned from this earth: Chewing Gum (I agree

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-60173728054032781532008-01-31T18:24:00.001-08:002008-01-31T18:29:03.668-08:00

I found some recipes to make various products at home. Keep in mind, these are recipes I found on one of my favorite forums A Full Cup . I am reposting b/c I think these are great ways to save money.Drain Cleaner 1 c. salt1 c. soda1/4 c. cream of tartarMix ingredients together. Dissolve one cup of cleaner in one cup of hot water. Put in drain. When bubbling stops, rinse drain with hot

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-83934183708416996942008-01-27T20:58:00.000-08:002008-01-27T21:05:19.192-08:00

I have to be honest. I really hate clipping coupons. I sit there with the scissors in hand, flipping through the pages scouring for anything I can use. It actually annoys me when my Sunday paper brings me not one, not two, but FOUR separate coupon inserts! I know what this means. My back and neck are going to hurt after cutting these out.Now with that being said, my only personal suffering is not

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-41636864852700462282008-01-21T13:11:00.000-08:002008-01-21T13:17:30.301-08:00

Ok so I'm a little late with that. That's ok. I have been trying to find a job and that has pretty much consumed me in 2008!I'm back now!Ok so one of the things I wanted to talk about since its a new year, fresh start, etc.. is money management software. I'm talking about programs such as Quicken, Microsoft Money, etc..I had never used a program like this before. I know its shocking, since I

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-90446903567826698472007-12-04T08:58:00.000-08:002007-12-04T09:06:22.200-08:00

I wrote down a list of ways I have 'found' money within my budget. Basically by cutting costs, shopping differently, and overall making different choices, you can find more money in your budget. Here is a list - I know there are many more -1. Cell phone - change your plan, remove unused lines (with Sprint you can do *2 and say credit for drop call 20 times per month saving you $10 on your bill

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-91674347508770587152007-12-03T12:33:00.000-08:002007-12-03T12:40:24.267-08:00

I'm always on the look out for a good deal. No matter what. I read a lot of freebie forums and chat rooms and find out what kind of deals people are getting. Because I want in on it!I stockpile a lot of the normal things like toothpaste, shampoo etc.. I buy this stuff for next to nothing when I am doing my weekly shopping. The trick to that is to find it on sale, use a coupon, and keep it on hand

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-90455015037418134682007-11-10T14:47:00.000-08:002007-11-11T18:06:43.671-08:00

I was thinking the other day just how important it is to be organized before you go shopping. People always say not to go grocery shopping on an empty stomach. I say don't go grocery shopping unless your organized!The first thing I always do before I go shopping is start by doing a little homework. This doesn't have to take a lot of time. I take a few minutes to skim the grocery ad and check out

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-17952706154388067302007-11-05T06:25:00.000-08:002007-11-05T06:36:32.439-08:00

I am amazed by the amount of items I get at Walgreen's that are free or next to free. My recent trip to Walgreen's will prove this. i got the following items:6 Scotch Brite Mailing Envelopes2 Boxes of white envelopes (small)2 Boxes of white envelopes (large)2 Boxes of Playtex TamponsOral B Pulsar Toothbrush2 Boxes Q-TipsTotal Before Coupons $30.40Total Coupons Savings $17.15Total

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-8707674136962761492007-11-05T06:13:00.000-08:002007-11-05T06:21:32.939-08:00

I have been meaning to get on here and write about this--I don't know where time goes some days!!!Last week I decided to see if I could go on a 'free' or nearly free shopping trip. I had a lot of coupons for free items - you know the ones meant to lure you in the store so you buy more- well not me!!! I was all about getting free things!! Here is what I got:1. Kirklands Home - I started the trip

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com2tag:blogger.com,1999:blog-3528018109285303111.post-2166869602241575862007-10-23T10:29:00.000-07:002007-10-23T10:41:01.625-07:00

I used to pay $50 for a haircut (without tip). I had a friend recommend a beauty school when we were getting ready for a formal event. So I went with her and got my mani/pedi while she got an updo and a facial.I was surprised at how 'trendy' the inside of this beauty school looked. It looked like any normal salon I would go to. I started talking to the girl who was doing my nails. She told me

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0tag:blogger.com,1999:blog-3528018109285303111.post-7072103981798067802007-10-17T20:22:00.001-07:002007-10-23T10:43:17.264-07:00

I made a big decision a few weeks ago.....(drum roll please).... I decided to switch grocery stores! This was a big deal for me because the store I now choose to go to was not one of my favorites the first time I went to the store.My reason for switching is I firmly believe this grocery store is lower in prices and has more items on sale. One of the other reasons is this is the only grocery

Jennyhttp://www.blogger.com/profile/11054586118474771649noreply@blogger.com0